U.S. Tells Insurers: Give Loans to Patients Drowning in Medical Debt

U.S. Tells Insurers: Give Loans to Patients Drowning in Medical Debt

One-third of Americans carry health care debt, and the Trump administration's new fix is asking insurance companies to lend money to people who can't pay their medical bills.

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The suggestion targets consumers who buy plans through Obamacare and often struggle with high deductibles—the amount they must pay before insurance coverage starts [170552]. The idea is part of a broader effort to address rising health care costs, but critics warn that loans could pile on more financial stress instead of easing it [170552]. No formal rule has been issued yet; insurers are simply being asked to explore the option [170552].

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