U.S. Suggests Loans for Patients Who Can't Pay Medical Bills

One-third of Americans carry health care debt. To help them, the Trump administration has a new idea: loans. The government is asking insurance companies to consider lending money to people who buy plans through Obamacare. These consumers often struggle with high deductibles—the amount they must pay before insurance kicks in. The suggestion is part of a broader effort to address rising costs. Critics worry that loans could add to financial stress rather than reduce it. For now, no formal rule has been issued. Insurers are simply being asked to explore the option.